Please Note: We Capitalize is a brand name and does not represent a separate legal entity. All research services are rendered by Gowtham Kumaresh, SEBI Registered Research Analyst, Registration No. INH000028981.
We Capitalize is committed to protecting the privacy and confidentiality of your personal information. By using the Services, you consent to the collection and usage of data as outlined in this Policy. This Policy is effective from 1st April 2026.
1. Introduction
This Privacy Policy applies to personal data you share with We Capitalize (Gowtham Kumaresh, SEBI Registered Research Analyst, INH000028981) when you access our website, value-added services, research reports, or related offerings.
We process personal data in accordance with applicable Indian law, including the Information Technology Act, 2000 and the rules made thereunder, and our obligations under the SEBI (Research Analysts) Regulations, 2014 — particularly with respect to KYC records of fee-paying clients.
2. Data Collection and Types
We may collect the following categories of data in connection with the Services:
Personal Data
Collected when you use our website, platform, or services, or otherwise interact with us. This may include:
- Name, date of birth, and address.
- Telephone / mobile number and email ID.
- Any information shared as proof of identity or address.
- KYC documents required by SEBI Regulations, collected and stored in digital and non-digital formats for fee-paying clients.
Device & Usage Information
When you visit our website, we may automatically collect data including your IP address, browser type, operating system, and referring website URLs, along with usage patterns and preferences.
Third-Party Data
Data from social media or other linked platforms may be collected with your consent when you sign in or interact through those accounts.
Payment Information
Details required for subscription processing are securely processed via third-party payment gateways. Sensitive personal data (such as bank, card, or payment-instrument information) may be collected with your consent, in accordance with applicable law. We do not store full payment card details on our own systems.
3. Consent and Usage
We use the collected data to:
- Provide core research service functionality.
- Perform contractual obligations under subscribed plans.
- Maintain regulatory compliance, including SEBI-mandated KYC and record-keeping requirements.
- Improve our website and enhance the user experience.
- Communicate with you, provide updates and information about our services, and respond to your inquiries or requests.
We will not use, trade, or share your Personal Data with a third party for marketing purposes. To the extent required or permitted by law, we may collect, use, and disclose Personal Data in connection with security-related or law-enforcement investigations, cooperating with authorities, or complying with legal requirements.
4. Cookies and Tracking
A cookie is an alphanumeric identifier we transfer to your device through your web browser when you visit our website. It enables our system to recognise you on return visits and improve our service.
The information is used to track visitor use of the website and compile statistical reports on website activity. Cookies may also be used to compile aggregate information about the most frequently visited areas.
If you wish to reject our cookies, you can configure your browser to do so; however, some website features may not function if you remove or block cookies.
5. Data Sharing and Transfers
Subject to applicable law, Personal Data may be disclosed or transferred to, shared with, or kept by the following entities, wherever located, for the purposes described in this Policy (or for processing for any of those purposes):
- Any third-party service providers providing services to us in connection with the operation of our business (including hosting, payment processing, and communication tools).
- Our professional advisers (including lawyers).
- Our auditors.
- Any person to whom disclosure is permitted or required by law or any court order.
- Any local or foreign government agencies, regulatory authorities (including SEBI and RAASB), and statutory bodies having jurisdiction over us.
- Any of their respective successors and assigns.
To the extent that we may need to transfer data outside the relevant jurisdiction, we shall do so with appropriate safeguards for security and privacy.
6. Data Retention and Deletion
We keep collected data only for as long as needed to fulfil the relevant purpose(s) it was collected for, and for as long as we are required or permitted to keep it by law.
We shall cease to retain data as soon as it is reasonable to conclude that the purpose for which the data was collected is no longer being served and retention is no longer necessary for legal or business purposes.
SEBI Record-Keeping: KYC records, signed Terms & Conditions, client correspondence, and related compliance records are retained for the minimum periods prescribed under the SEBI (Research Analysts) Regulations, 2014 and our AML Policy (generally at least 5 years after the relationship ends). Erasure requests may be limited where retention is required by regulation.
7. Data Security
We have taken, and will continue to take, reasonable efforts to protect Personal Data in our possession or control. While we strive to protect Personal Data, we cannot ensure the absolute security of any data transmitted to us via the Internet, and we urge you to take every precaution to protect your Personal Data and use a secure browser.
- Access to personal data is limited to persons who need it for legitimate business or compliance purposes.
- Payment processing is handled by third-party payment gateways; we do not store full card or banking credentials on our systems.
- You should never share login credentials for trading, demat, or bank accounts with We Capitalize or any person claiming to represent us. See our Social Media Disclaimer for scam awareness guidance.
8. Your Rights
You have the following rights (unless exceptions apply), which can be exercised by contacting us at contact@wecapitalize.in:
- Right to rectification: To request the rectification or completion of Personal Data which is inaccurate or incomplete, with certain legal exceptions.
- Right to erasure: To request erasure of Personal Data under certain circumstances, with certain legal exceptions — including where SEBI or other law requires continued retention.
When you contact us to exercise any of these rights, we may ask for additional information to verify your identity before processing your request.
To protect your data, we will only process rights requests after verifying that the request comes from the data subject or an authorised representative. Unverified requests may be declined.
9. Disclosures
Personal Data may be disclosed for legal requirements, to protect rights and property, prevent potential misconduct, or pursue legitimate interests.
- We do not sell or rent personal data to third parties.
- We may share data with trusted third-party service providers who assist us in operating our website, conducting our business, or providing services to you.
- These third parties are obligated to keep your information confidential and are prohibited from using it for any purpose other than providing services to us.
10. Third-Party Websites
Our website may contain links to other websites. We are not responsible for the privacy practices of such other websites, and you are advised to read the privacy statement of each website you visit.
We do not accept any responsibility or liability for such policies or for any Personal Data collected by a third party through sites linked from our website.
11. Updates and Contact
We may update this Privacy Policy from time to time. Any changes will be effective immediately upon posting the revised policy on our website; the latest update date is clearly shown at the top of this page. We encourage you to review this Privacy Policy periodically.
For privacy concerns, rights requests, or questions about this Policy, please contact us using the details below:
Email contact@wecapitalize.in with the subject line “Privacy Rights Request” and a clear description of your request. We will respond after verifying your identity, subject to applicable legal and regulatory exceptions.